Michigan Medicare Plans From Easy Medicare Advantage
Michigan Medicare Advantage Plans are health plans run by private companies and approved by the federal government. These are referred to as Medicare Part C. You have to follow rules set by Medicare and this is not supplement insurance.
Once you are enrolled, Medicare Advantage plans at a minimum cover everything offered by traditional Medicare (Parts A and B) is covered. They also may offer additional benefits not covered by traditional Medicare like dental care, hearing and vision screening, prescription drug programs, and other services that would otherwise have to be selected under a supplement insurance policy.
If you use traditional Medicare and a Medigap policy your out of pocket expense would likely be less with a Medicare Advantage plan. You must pay the same monthly premium as those enrolled in Medicare Part B when you are in a Medicare Advantage plan.
From that point, your cost will depend on the benefits provided by the plan. There are some plans that dont require you to pay an extra premium, but have deductible and co-payment requirements. Other Medicare Advantage plans may charge a premium, but have lower deductibles and co-payments. The main point, however, is that your overall costs under a Medicare Advantage plan should be lower.
Medicare Advantage plans offer more convenience than traditional Medicare, Medigap, and Part D coverage. By having all your health coverage under one umbrella, you dont have to worry about coordinating benefits between different plans and providers. Under a Medicare Advantage plan, all statements, bills, etc. will come from only one source. This will make your life much easier, especially if you have ongoing health issues.
Medicare Advantage plans may not meet everyones needs. When evaluating your Medicare options, however, apply the three Cs (coverage, cost, and convenience) to see whether traditional Medicare measures up to your particular needs.
Once you are enrolled, Medicare Advantage plans at a minimum cover everything offered by traditional Medicare (Parts A and B) is covered. They also may offer additional benefits not covered by traditional Medicare like dental care, hearing and vision screening, prescription drug programs, and other services that would otherwise have to be selected under a supplement insurance policy.
If you use traditional Medicare and a Medigap policy your out of pocket expense would likely be less with a Medicare Advantage plan. You must pay the same monthly premium as those enrolled in Medicare Part B when you are in a Medicare Advantage plan.
From that point, your cost will depend on the benefits provided by the plan. There are some plans that dont require you to pay an extra premium, but have deductible and co-payment requirements. Other Medicare Advantage plans may charge a premium, but have lower deductibles and co-payments. The main point, however, is that your overall costs under a Medicare Advantage plan should be lower.
Medicare Advantage plans offer more convenience than traditional Medicare, Medigap, and Part D coverage. By having all your health coverage under one umbrella, you dont have to worry about coordinating benefits between different plans and providers. Under a Medicare Advantage plan, all statements, bills, etc. will come from only one source. This will make your life much easier, especially if you have ongoing health issues.
Medicare Advantage plans may not meet everyones needs. When evaluating your Medicare options, however, apply the three Cs (coverage, cost, and convenience) to see whether traditional Medicare measures up to your particular needs.
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